Jim Pellitteri, CFP®, AIF®
Jim has been in the investment industry for 33 years. He co-founded North Country Financial Group in 1995 because he believed in the value of offering objective financial advice to his clients. Jim is a CERTIFIED FINANCIAL PLANNERTM Professional. As a CFP®, Jim uses a holistic approach to make sure his advice fits his client’s situation and goals. He specializes in retired and near-to-be-retired clients.
Jim has been married for 47 years to his wife Betsy. They have five children and seven grandchildren. His oldest son Terrence is also a CFP® and a partner at North Country Financial Group.
Sherman Baker, AIF®
“I truly enjoy helping my clients work toward achieving their financial goals, no matter at what stage in life they may be. After 21 years of working in the financial planning field, I recognize the true value of independent, objective financial advice. Relationships forged early in my career continue on with the next generation becoming clients, following the good habits of their parents.”
After graduating from SUNY Cobleskill in 1977, Sherman worked in the family business, becoming a partner after 5 years. The experience gained then became instrumental when a new opportunity opened up 12 years later when he helped found North Country Financial Group. Sherman continues to attend workshops and industry conferences, gaining knowledge and benefiting from sessions with leading industry experts.
Sherman lives in the town of Hoosick with his wife Sandra. In his free time, he enjoys being with family and assisting his son Lucas on the family farm. This connection to the farm and family is important to Sherman as the farm approaches an important milestone—100 years of continual family-run operation. Sherman’s hobbies include learning about American history, as well as working on antique and classic cars. An active member of the local Kiwanis Club, he participates in fundraising events for youth at the town, county, and state levels.
Terrence J. Pellitteri, CFP®, AIF®
Terrence (TJ) has been serving clients at North Country Financial Group (NCFG) for more than 20 years. TJ specializes in asset protection, employee benefits, and retirement, estate, and tax planning. In 2004, TJ enrolled in a rigorous financial planning program at The College of St. Rose in Albany, NY, the culmination of which was the CERTIFIED FINANCIAL PLANNERTM designation in 2007.
“My job is very gratifying. I love teaching clients new strategies or investment concepts and working with them to implement those ideas in their overall financial planning. I’m honored to have the trust of my clients and truly enjoy seeing them benefit from our collaboration.”
Family is most important to TJ. TJ’s father Jim, also a partner at NCFG, is responsible for introducing TJ to the business. They have worked together for over 20 years. TJ is married with two young girls. His favorite thing is watching (and making) them laugh.
Kurt Parde, AIF®
Kurt is a financial advisor because he knows that most folks need help planning and preparing for retirement and other major financial milestones. Not everyone finds these conversations comfortable, so Kurt strives to put everyone at ease throughout the planning process as they work together to put all the fiscal ducks in a row using whatever strategies make sense for the individual or family. Loved ones are protected, exigencies are covered, retirement is more secure, and appropriate tax strategies are implemented.
Being a farmer’s son who followed his eventual wife Claire from Kansas back to her home on the East Coast in 2002, Kurt follows the wisdom from his upbringing to help his clients. Preparation leads to better harvests. Growth takes time. Sometimes you have to pull weeds. Bad weather will strike, but the sun will shine again. These are useful metaphors when planning our financial futures and accepting the path to get there.
Kurt and Claire moved to upstate New York full time in 2007 when their first child was born. Claire has been the executive director at the not-for-profit Healthcare Consortium in Hudson, New York, for more than a decade. Their two kids keep growing up surprisingly quickly. Their son is all of a sudden in high school where he runs cross country and track and is a Civil War buff. Kurt and Claire’s daughter is a great middle school student who also has been winning ribbons as an equestrian. Kurt is an avid gardener who loves sharing his green, flower-filled space along with craft cocktails. He also serves on the Village of Athens, New York, planning board and is the education coordinator for his BNI chapter.